Re: Genie lay-offs and others....
The Tim wrote:
The only reason I was able to do that was because of the financial discipline instilled in me by my parents. I graduated college with close to $40,000 in school debt, paid it all off in just over three years, bought two (used) vehicles with cash, got to zero debt, built up a nice buffer of cash savings, and avoided letting my spend inflate with my earnings.
Good for you. The best financial advice I got came from a chronic alcoholic. He reached a point where couldn't work, but still managed for years. I found out it was because he had religiously saved 25% of every paycheck.