http://www.telegraph.co.uk/money/main.j ... sis123.xml
Read the comments too. No one contrarian among the bunch (I hope Ardell doesn't see this, it could cause her head to explode ).
OK, so how do I sleep at night? What do we do about this mess? Well, I just watched 'It's a Wonderful Life' tonight, and there is saying below the S&L's founder Peter Bailey's picture on the wall in one office:
You can only keep that which you give away (as best as I can remember it).
Merry Christmas!