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Seattle Bubble Forum Archive • View topic - why aren't tightening lending standards impacting Seattle?

why aren't tightening lending standards impacting Seattle?

Anything and everything relating to Seattle-area real estate.

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why aren't tightening lending standards impacting Seattle?

Postby sniglet » Sat Jul 07, 2007 1:23 pm

I admit it: I am perplexed as to why the nation-wide tightening credit standards aren't having that much of a negative impact on the Seattle and Eastside markets. Is it that most of the people buying in this region have great credit and hefty down-payments? Are lenders applying lower credit standards to purchasers in Bellevue, Redmond, and Kirkland than elsewhere in the country?

When lending standards started tightening several months ago I was anticipating some beginnings of pain in the Eastside market fairly soon, but this doesn't seem to be the case yet.

Yes, I know that we are "12 months behind" the rest of the country. But that just doesn't make sense seeing as how we are subject to the same general credit and financial trends gripping the nation.

Is it just that the Eastside really is special?
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Well...sort of

Postby rose-colored-coolaid » Sat Jul 07, 2007 1:38 pm

Actually, the east-side really is special. It's just not for any of the reasons that are most commonly stated (no land, too many jobs, too many billionaires, blablabla). Here's the top reasons the east-side really is special

1. The transportation sucks. North/South is three lanes, and East/West are five lanes. There are three buses-vs-100,000 BMWs operating on the east-side. If you work in Redmond, you either buy in Redmond/Bellevue/Kirkland, or you spend 2.9 hours a day sitting in traffic.

2. All of the in Washington are in Bellevue. Many parents will mortgage their own future to put their children in the 'best' school.

3. ...

4. Profit!
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Re: Well...sort of

Postby george » Sat Jul 07, 2007 6:35 pm

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Re: Well...sort of

Postby sniglet » Sat Jul 07, 2007 6:59 pm

sniglet
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Postby Eleua » Sat Jul 07, 2007 7:44 pm

Eleua
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Postby sniglet » Sat Jul 07, 2007 8:49 pm

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Patience

Postby SeattleMoose » Sat Jul 07, 2007 8:57 pm

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Postby Eleua » Sat Jul 07, 2007 10:09 pm

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Re: Well...sort of

Postby phinneygirl » Sun Jul 08, 2007 6:25 am

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Postby femto » Sun Jul 08, 2007 10:42 am

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Postby Brian in Seattle » Sun Jul 08, 2007 11:03 am

Brian in Seattle
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Postby Eleua » Sun Jul 08, 2007 11:46 am

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Eastside prices

Postby dbcooper » Sun Jul 08, 2007 12:45 pm

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Eastside prices

Postby dbcooper » Sun Jul 08, 2007 12:48 pm

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Re: Well...sort of

Postby rose-colored-coolaid » Sun Jul 08, 2007 12:57 pm

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