Poll: If I had $1 million to invest, I’d put it in…

If I had $1 million to invest, I'd put it in...

  • real estate (29%, 24 Votes)
  • stocks (38%, 31 Votes)
  • bonds (6%, 5 Votes)
  • commodities (5%, 4 Votes)
  • venture capital (2%, 2 Votes)
  • Bitcoin (2%, 2 Votes)
  • something else... (17%, 14 Votes)

Total Voters: 82

This poll was active 01.19.2014 through 01.25.2014

0.00 avg. rating (0% score) - 0 votes

About The Tim

Tim Ellis is the founder of Seattle Bubble. His background in engineering and computer / internet technology, a fondness of data-based analysis of problems, and an addiction to spreadsheets all influence his perspective on the Seattle-area real estate market. Tim also hosts the weekly improv comedy sci-fi podcast Dispatches from the Multiverse.

20 comments:

  1. 1
    Dave0 says:

    I voted something else because I’d do a mix of stocks, bonds (including peer to peer lending), and commercial real estate.

  2. 2
    Kmac says:

    By Dave0 @ 1:

    I voted something else because I’d do a mix of stocks, bonds (including peer to peer lending), and commercial real estate.

    most what he said

  3. 3
    Erik says:

    I would invest 250k in retirement. The rest would go to doing fun things. YOLO!

  4. 4
    Azucar says:

    By Dave0 @ 1:

    I voted something else because I’d do a mix of stocks, bonds (including peer to peer lending), and commercial real estate.

    Me, too. Mostly a mix of stocks and bonds. Real estate is not liquid enough and requires too much effort/maintenance for it to be a viable investment for me at this point. If I were currently living somewhere where I thought it was a good idea to invest in property, I would do it, but I don’t want to buy a place and have to keep an eye on it from afar as it is rented/leased out (I currently live overseas). I guess another alternative if I wanted to get into real estate without all of the encumbrances would be REIT’s, but if I was going to do that I should have done it a while back.

    I wish I would have spent a couple of hundred dollars on bitcoins when they first came out!

  5. 5

    RE: Azucar @ 4
    A lot of REITS have seen significant price declines, and there are some good ones out there.
    I’d mostly buy stocks if I had a million to invest. Buying houses is fun, but in order for it to pan out as an investment, it takes a lot of work and energy. I’ve been a landlord before. Thoughtfully chosen stocks beat getting calls late at night from tenants because a light bulb has burned out.

  6. 6
    Blurtman says:

    How much does a drone cost, and what is Goldman Sach’s address?

  7. 7
    ricklind says:

    Rental property as part of a diversified portfolio.

    Fel Temp reparatio

  8. 8
    UrbanDweller says:

    Obviously, 2 chicks at the same time.

    http://www.youtube.com/watch?v=A939QRRSNV4

  9. 9

    Hey, what happened to my post from Saturday about putting it all down on the Seahawks? ;-)

  10. 10
    Matt the Engineer says:

    Note: the average* listing price in Seattle’s over 3/4 of a million. I chose “stocks”, but functionally more of my money is in real estate (my home) than stocks (my retirement funds).

    *ok, but if we’re talking median sales price instead of average it’s only $420k

  11. 11
    FWIW says:

    $1 million isn’t really all that much.
    Decent downtown condos can easily exceed that amount, as does newly constructed sfh within the city.
    You’d need to leverage that amount for rental income, and who wants to deal with that?
    Nothing without a lot of risk provides much of a yield.
    Maybe a new car, but really, what for?
    Contributions: easy to spend some here – food bank, local emergency shelter, reading programs.
    I’d probably use a bit to take a vacation somewhere, and let the rest sit in my checking/savings account awaiting an epiphany.

  12. 12
    The Tim says:

    By Matt the Engineer @ 10:

    Note: the average* listing price in Seattle’s over 3/4 of a million.

    By FWIW @ 11:

    $1 million isn’t really all that much.
    Decent downtown condos can easily exceed that amount, as does newly constructed sfh within the city.

    Note that the poll didn’t specify it had to be Seattle-area real estate.

  13. 13
    Dirty Renter in Banjo Country says:

    With underlying interest rate fears, there are some decent bond CEFs selling at a discount to NAV. After a few more large muni defaults, they could also get interesting this year. I still like some banks, though some are now overpriced for the first time since 2008.

    Way to go Seahawks.
    Can someone please explain to me what Sherman said that was so outrageous? I guess I’ve been following boxing too long.

  14. 14
    Blurtman says:

    RE: Dirty Renter in Banjo Country @ 13 – Absolutely. It just shows to go you how far this country has regressed. http://youtu.be/J9CeC3yrcG4

  15. 15

    RE: FWIW @ 11

    I’ve Done Great Mostly Investing in the Stock market the Last 5 Years

    Is it still true for the future? Hades if I know, I wouldn’t have predicted the last five years “treating me well in stocks” for all the tea in China.

    Even Money Magazine suggests hedging stock investments in favor of more cash….I’m on board this philosophy too. The interest you make on your cash is the “self-generated” cash savings you have to keep pouring into it…..kind of like maintenance in a house to keep it from devaluing.

  16. 16

    By Dirty Renter in Banjo Country @ 13:

    Way to go Seahawks.
    Can someone please explain to me what Sherman said that was so outrageous? I guess I’ve been following boxing too long.

    I think part of it was simply his yelling over the crowd noise–sort of like what forced Howard Dean out of the election years ago. Apparently his communications major at Stanford didn’t include a lesson on noise cancelling microphones. ;-)

    Then the rest is simply lack of modesty, but that shouldn’t be a surprise to anyone who knows Sherman. Note this was shot before Sunday!

    http://www.youtube.com/watch?v=HESJgpYYUyM

  17. 17
    One Eyed Man says:

    RE: Kary L. Krismer @ 16RE: Blurtman @ 14RE: Dirty Renter in Banjo Country @ 13

    If I were a gambling man and had a spare million, I might use some of it to hire a PI to get me Sherm’s cell number. Then I’d text him every 5 minutes for the next two weeks saying “YOU CAN’ T DO IT LOSER.” Then I’d put part of the newly acquired 7 figures on the Hawks to win and part on a side bet for Sherm to get an INT off Manning.

    I personally hate talking trash. I prefer Bill Russell to Ali. But in a hyper-competitive emotionally charged, violent forum, it has its place as a form of sports psychology.

    In investing, Alpha is loosely defined as something like the return in excess of what the market believes to be the risk adjusted value. Its the result of an inefficient market that improperly judges the future return on a position. But Alpha isn’t just a business concept. It can be applied in sports psychology. Some people seek Alpha by trying to spot the inaccurate evaluation of a position and then exploiting it. But people like Sherm actually create Alpha. I won’t bore you with further BS from me, about how Richard Sherman uses trash talk to create Alpha, or how some people add unrecognized value to create Alpha (or how people like banksters create misperceptions thru misrepresentations to create alpha). But I will refer you to two sources on the real Richard Sherman. The “You mad bro?” clip is great, he’s articulate and personable, and I think the SI article is excellent.

    http://sportsillustrated.cnn.com/vault/article/magazine/MAG1208083/2/index.htm

    http://www.bing.com/videos/search?q=richard+sherman+you+mad+bro&qpvt=richard+sherman+you+mad+bro&FORM=VDRE#view=detail&mid=EE6C16264FFBF50A526FEE6C16264FFBF50A526F

  18. 18
    Matt the Engineer says:

    RE: The Tim @ 12 – Sure. But you could always go a bit deeper with this poll. *So 73% of you would invest in something other than real estate, huh? Did you buy your home or are you renting?*

  19. 19
    Erik says:

    RE: Matt the Engineer @ 18
    Renting. Sold December 2014. Get out while you still can!

    I am nervous that we are in for a substantial market decline. It may not happen, but there is always that possibility after a run up in prices. I am waiting with baited breath for another good deal.

  20. 20
    Erik says:

    RE: Matt the Engineer @ 18
    If you want to invest in real estate, you kinda missed the best years of price increases. But in Everett. Prices are still low there. With the 777x starting up soon, that area should go up in price. They are still at about 2001 prices when I looked. I was thinking of buying a rental there myself just cause it is so cheap there still.

Leave a Reply

Use your email address to sign up with Gravatar for a custom avatar.
Your email address will not be published.

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Please read the rules before posting a comment.