{"id":1484,"date":"2008-02-07T20:02:59","date_gmt":"2008-02-08T04:02:59","guid":{"rendered":"http:\/\/seattlebubble.com\/blog\/2008\/02\/07\/time-to-crank-some-foo-fighters-would-you-please-shop-for-loans-people-please\/"},"modified":"2008-02-07T20:15:53","modified_gmt":"2008-02-08T04:15:53","slug":"time-to-crank-some-foo-fighters-would-you-please-shop-for-loans-people-please","status":"publish","type":"post","link":"https:\/\/seattlebubble.com\/blog\/2008\/02\/07\/time-to-crank-some-foo-fighters-would-you-please-shop-for-loans-people-please\/","title":{"rendered":"Time to crank some Foo Fighters: Would you please shop for loans people. Please."},"content":{"rendered":"

It is important that consumers who are buying homes or refinancing understand that until a fiduciary relationship (one where the loan officer is working in the best interest of the borrower) becomes law, you are on notice that by not shopping<\/em><\/strong> you could be paying hundreds of dollars more per month than need be and paying THOUSANDS of dollars in fees to close your transaction.<\/p>\n

Do yourself a favor. Just because someone was referred to you by a close friend, someone at Church, someone at work, school or wherever, it does not mean you will be getting a fair shake.<\/p>\n

When today’s rates are around 5.375% and your Note indicates a rate at 6.25-6.5% for a thirty year fixed rate, it should raise a question—you’d think? And people wonder why so much consternation for the lending industry?<\/p>\n

Once your transaction is placed in escrow and we are ready to have you sign your documents, escrow is a neutral party and cannot give advice about your loan or whether or not you are getting the best deal you can. That’s the fact, Jack! But, as a fellow blogger and dude who genuinely wants people to get a fair shake, this is the best I can do for you.<\/em><\/p>\n

Please excuse me as I’m going to my basement to use some fresh bales of hay as a punching bag and listen to some Foo Fighters.<\/a><\/p>\n

Discuss amongst yourselves.<\/p>\n","protected":false},"excerpt":{"rendered":"

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