{"id":26785,"date":"2013-06-24T16:20:36","date_gmt":"2013-06-24T23:20:36","guid":{"rendered":"http:\/\/seattlebubble.com\/blog\/?p=26785"},"modified":"2013-06-24T16:20:36","modified_gmt":"2013-06-24T23:20:36","slug":"post-roundup-mortgage-interest-rates","status":"publish","type":"post","link":"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/","title":{"rendered":"Post Roundup: Mortgage Interest Rates"},"content":{"rendered":"<p>With mortgage interest rates having risen a full point over the last two months, there has been a lot of renewed talk about how interest rates will affect the housing market.  We talked about this recently (<a href=\"http:\/\/seattlebubble.com\/blog\/2013\/06\/11\/deja-vu%E2%80%8E-mortgage-interest-rates-panic\/\" title=\"D\u00e9j\u00e0 Vu\u200e: Mortgage Interest Rates Panic\">D\u00e9j\u00e0 Vu\u200e: Mortgage Interest Rates Panic<\/a>), but I thought now would be a good time to post a collection of related posts I&#8217;ve written over the years on the subject.<\/p>\n<ul>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2009\/08\/27\/what-the-heck-is-the-affordability-index-anyway\/\" title=\"What the Heck is the Affordability Index, Anyway?\">What the Heck is the Affordability Index, Anyway?<\/a><\/li>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2006\/11\/15\/the-monthly-payment-buyer\/\" title=\"The Monthly Payment Buyer\">The Monthly Payment Buyer<\/a><\/li>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2009\/06\/12\/the-consequences-of-a-market-full-of-monthly-payment-buyers\/\" title=\"The Consequences of a Market Full of Monthly Payment Buyers\">The Consequences of a Market Full of Monthly Payment Buyers<\/a><\/li>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2008\/07\/16\/interest-rates-vs-home-prices\/\" title=\"Interest Rates vs. Home Prices\">Interest Rates vs. Home Prices<\/a><\/li>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2010\/02\/09\/do-rising-interest-rates-lead-to-falling-home-prices\/\" title=\"Do Rising Interest Rates Lead to Falling Home Prices?\">Do Rising Interest Rates Lead to Falling Home Prices?<\/a><\/li>\n<li><a href=\"http:\/\/seattlebubble.com\/blog\/2010\/05\/28\/the-curious-logic-of-home-salesmen\/\" title=\"The Curious &quot;Logic&quot; of Home Salesmen\">The Curious \u201cLogic\u201d of Home Salesmen<\/a><\/li>\n<\/ul>\n<p>Summary: Interest rates have a large effect on affordability, and many if not most homebuyers base their sense of how much home to buy on what monthly payment they can afford, but in the end there is only a very loose relationship between interest rates and overall home price trends.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage interest rates having risen a full point over the last two months, there has been a lot of renewed talk about how interest rates will affect the housing market. We talked about this recently (D\u00e9j\u00e0 Vu\u200e: Mortgage Interest Rates Panic), but I thought now would be a good time to post a collection&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"On the blog: Post Roundup: Mortgage Interest Rates","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[206],"tags":[223],"coauthors":[],"class_list":["post-26785","post","type-post","status-publish","format-standard","hentry","category-features","tag-interest-rates"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Post Roundup: Mortgage Interest Rates \u2022 Seattle Bubble<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Post Roundup: Mortgage Interest Rates \u2022 Seattle Bubble\" \/>\n<meta name=\"twitter:description\" content=\"With mortgage interest rates having risen a full point over the last two months, there has been a lot of renewed talk about how interest rates will affect the housing market. We talked about this recently (D\u00e9j\u00e0 Vu\u200e: Mortgage Interest Rates Panic), but I thought now would be a good time to post a collection...\" \/>\n<meta name=\"twitter:creator\" content=\"@The_Tim\" \/>\n<meta name=\"twitter:site\" content=\"@SeattleBubble\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"The Tim\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/\",\"url\":\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/\",\"name\":\"Post Roundup: Mortgage Interest Rates \u2022 Seattle Bubble\",\"isPartOf\":{\"@id\":\"https:\/\/seattlebubble.com\/blog\/#website\"},\"datePublished\":\"2013-06-24T23:20:36+00:00\",\"author\":{\"@id\":\"https:\/\/seattlebubble.com\/blog\/#\/schema\/person\/7de7c0dd14bee1a2c67f7ce86bc4505f\"},\"breadcrumb\":{\"@id\":\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/seattlebubble.com\/blog\/2013\/06\/24\/post-roundup-mortgage-interest-rates\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/seattlebubble.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Post Roundup: Mortgage Interest Rates\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/seattlebubble.com\/blog\/#website\",\"url\":\"https:\/\/seattlebubble.com\/blog\/\",\"name\":\"Seattle Bubble\",\"description\":\"local\u00a0real\u00a0estate\u00a0news, statistics,\u00a0and\u00a0commentary without\u00a0the\u00a0sales\u00a0spin.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/seattlebubble.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/seattlebubble.com\/blog\/#\/schema\/person\/7de7c0dd14bee1a2c67f7ce86bc4505f\",\"name\":\"The Tim\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/seattlebubble.com\/blog\/#\/schema\/person\/image\/37756956c11dcc50d2559761ffa5ee70\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/19e5770990a1681615608091b2de571b10c3e03bbac7d07bb2ae15297ee72fbc?s=96&d=retro&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/19e5770990a1681615608091b2de571b10c3e03bbac7d07bb2ae15297ee72fbc?s=96&d=retro&r=g\",\"caption\":\"The Tim\"},\"description\":\"Tim Ellis is the founder of Seattle Bubble. 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