{"id":9818,"date":"2010-03-01T13:24:38","date_gmt":"2010-03-01T21:24:38","guid":{"rendered":"http:\/\/seattlebubble.com\/blog\/?p=9818"},"modified":"2010-03-01T13:24:38","modified_gmt":"2010-03-01T21:24:38","slug":"can-you-really-climb-the-equity-ladder","status":"publish","type":"post","link":"https:\/\/seattlebubble.com\/blog\/2010\/03\/01\/can-you-really-climb-the-equity-ladder\/","title":{"rendered":"Can You Really Climb the Equity Ladder?"},"content":{"rendered":"<p>I&#8217;m working on a post that explores the concept of the homebuying &#8220;equity ladder&#8221; (or &#8220;<a href=\"http:\/\/en.wikipedia.org\/wiki\/Property_ladder\" title=\"Wikipedia: Property ladder\">property ladder<\/a>&#8220;), in which the lifetime buying plan of the typical American homebuyer is assumed to look like:<\/p>\n<div style=\"float: right; margin: 10px 0 10px 10px; border: 1px solid #000000; font-size: 85%; text-align: center;\"><a href=\"http:\/\/www.flickr.com\/photos\/mnemonic\/20530112\/\" title=\"my view for the next week by Atle Brunvoll\"><img decoding=\"async\" src=\"http:\/\/seattlebubble.com\/blog\/wp-content\/uploads\/2010\/03\/equity-ladder.png\" style=\"border:0;\" \/><\/a><br \/><a href=\"http:\/\/www.flickr.com\/photos\/mnemonic\/20530112\/\" title=\"my view for the next week by Atle Brunvoll\">photo by Flickr user Atle Brunvoll<\/a><\/div>\n<ul>\n<li>Buy a cheap starter home in your 20s.  Maybe a little 2-bed house or a condo conversion.<\/li>\n<li>4-5 years later, sell and upgrade to a nice mid-range home, probably 3-4 beds with a back yard for the kids.<\/li>\n<li>5-10 years later, sell and upgrade again to some sort of McMansion, basically the house you wanted all along.<\/li>\n<li>20 or so years later, sell your McMansion and downsize to a hip urban condo, cashing out piles of equity to fund your retirement.<\/li>\n<\/ul>\n<p>I&#8217;d like to hear your thoughts on this subject.  What do the well-educated and streetwise readers of Seattle Bubble think of the concept of the equity ladder?  Does it make sense (both in the Seattle area specifically and in a more general sense)?  Is it the best way to play the home ownership game?<\/p>\n<p>What say you?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;m working on a post that explores the concept of the homebuying &#8220;equity ladder&#8221; (or &#8220;property ladder&#8220;), in which the lifetime buying plan of the typical American homebuyer is assumed to look like: photo by Flickr user Atle Brunvoll Buy a cheap starter home in your 20s. Maybe a little 2-bed house or a condo&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[206],"tags":[578,640,215,328,641],"coauthors":[],"class_list":["post-9818","post","type-post","status-publish","format-standard","hentry","category-features","tag-equity","tag-equity-ladder","tag-feedback","tag-home-equity","tag-open_question"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can You Really Climb the Equity Ladder? \u2022 Seattle Bubble<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/seattlebubble.com\/blog\/2010\/03\/01\/can-you-really-climb-the-equity-ladder\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Can You Really Climb the Equity Ladder? \u2022 Seattle Bubble\" \/>\n<meta name=\"twitter:description\" content=\"I&#8217;m working on a post that explores the concept of the homebuying &#8220;equity ladder&#8221; (or &#8220;property ladder&#8220;), in which the lifetime buying plan of the typical American homebuyer is assumed to look like: photo by Flickr user Atle Brunvoll Buy a cheap starter home in your 20s. 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