I just read an interesting article related to mortgage requirements continuing to tighten in the Boston Globe. Here's a link to the article:
http://www.boston.com/realestate/news/b ... e_hom.html
Here's a link to Countrywide's "Risky Markets" List (also provided in the text of the article):
https://www.cwbc.com/ContentManaged/fil ... arkets.pdf