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Seattle Bubble Forum Archive • View topic - Mortgage tightening... even in Seattle

Mortgage tightening... even in Seattle

Myth propagated by bitter ignorant renters, or statistical reality ignored by real estate professionals?

Moderators: synthetik, The Tim, Lake Hills Renter

Mortgage tightening... even in Seattle

Postby The Tim » Fri Mar 09, 2007 6:52 pm

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Postby biliruben » Fri Mar 09, 2007 7:34 pm

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Postby ayles » Fri Mar 09, 2007 10:25 pm

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Postby S-Crow » Fri Mar 09, 2007 10:47 pm

We've had an APB on our website main page FOR WEEKS and sent out warnings to all the real estate professionals we work with regarding the lender failures and tightening of credit and it's impact on transactions. It is unfortunate along the entire real estate food chain where transactions are affected, but I've been saying for months and months and months, this (lending and sales environment) is going to unwind in a very dislocated and 'hard landing ' manner.

I'm certain that executives of major real estate brokerages have to be thinking that the timing of the lender tightening and sub-prime collapse (lets not mince words here, it is what it is) couldn't have been worse with the prime selling season at our doorstep.

Those who have been in the business for only a few years are going to experience what it's like to actually have to work for a living, particularly in lending. Many have never known what a correction does to your bottom line. This correction will be different than that earlier.

No, the sky is not falling and no the world is not coming to an ending. No, but the real estate world is being rocked for many. Tell that to the borrowers in the midst of a refinance who's loan just got rejected or those in the middle of a purchase who's lender never funded the loan.

Not alarmist, just personally prepared. Kind of like what we are supposed to do if our country or communities are impacted by a natural or terrorist disaster.
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