Markor
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Sorry, forgot the [rant] tags on that one!
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SeattleMoose wrote: "Excuse me sir, but would you like ketchup with your dog food?" :twisted: Even if the dollar doesn't collapse there should be a lot of pet food eaters, due to millions of elderly with no savings and inadequate social secu…
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When I'm working it's ~50%. I'm looking forward to having a paid-off house so my one-year emergency fund can be slashed with the final payment (renting now).
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For that much, I'd rather not have to carry groceries in the rain. Yeah, only one pic seems bad marketing.
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No expert here, but I think the property assessment is for the old house that was scraped off. Zillow wouldn't do any good for a new unsold house in an old neighborhood. Even in today's market I think someone would pay $600K for it, if they could ge…
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New construction isn't my cup of tea, but to each his own. Likely there will be a paper loss for a few years hence. I understand the motivation to get settled in though, esp. when kids are involved; the lock on a house/location is worth something. I…
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A curiously fast price drop. This is becoming interesting.
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There's a lot of sites dedicated to the art of frugality. Most people could be more frugal yet have a better life. Big bags of potato chips, 50 cents. Cans of soup for 30 cents. Today, free movie at the theater. This Thursday, free museum. Kids ride…
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rose-colored-coolaid wrote: If you are contributing more than the maximum employer match, then it's entirely reasonable to reconsider and contribute less. A large employer match could sway me, but no employer of mine has offered more than a t…
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Maybe you're not frugal enough? Are most of your expenses really necessary? My unconventional advice is to stop contributing to the 401K. When workers en masse dump money into the stock market without regard for current company values, watch out.…
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Well, $45K at 6% interest is a big price to pay just to call a house your own for a year, if Seattle-area prices drop another 20% (conservative prediction). Whereas pay a landlord an extra $200/month for the dogs is $3K. Sweat equity wouldn't change…
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My advice is to wait a year, then re-assess. There's just too much bad economic news happening lately, which has yet to fully impact house prices around here. Significantly lower house prices one year from now, across the board, should be a sure thi…
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If you can't sell for enough in a short time, stop paying until the bank either gives you a loan mod or kicks you out. Forget about Obama's plan; that's just an incentive to the banks. A loan mod is still voluntary for them, so as long as you're pay…
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Everything I've read says that loan modifications happen only when you're delinquent 90+ days on the loan. Makes sense; if you're paying on time, they have no incentive to help you. It would take a lot of luck to sell at a non-realistic price the…
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Alan wrote: It last sold in 2005 for $400k. I think prices are around 2005 levels. I would be surprised if it sold for as little as $325k. Compare it to nearby 28189117, which is listed at $380K (and sitting) and looks a lot better in a drive…
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I doubt it will sell for $390K, since nicer houses exist for that list price. I say $325K, if it sells at all.
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Along with falling house prices, also ignore falling rents.
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Funny! I will be loving these pix when we near the bottom. Another $20K off just for looking past cosmetics!
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I seriously wouldn't pay even $250K for that place, FWIW, given the location, that it's a townhouse, and despite looking relatively nice inside. That's compared to today's list prices elsewhere.
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deejayoh wrote: 80% off wipes out 400% of increase. With that prediction you are saying that median prices of a home in seattle will be $96k (off the ~$480k max) One can blather on about Japan all they want - but the reality is that no market …
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I doubt it's even as high as -10% now. Granted I've never been much of a shopper (always frugal), but just looking around, a lot of stores look deserted or close to it. I'm making more mercy buys lately, like yesterday I bought a slice of banana bre…
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Yep, slowly but surely. I'm liking renting so much (after "owning"), house prices will have to come down more than I originally planned to get me off the fence.
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There was a line of job-seekers snaking around the football stadium, and few employers there. Sniglet's 80% off is looking more accurate every day.
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rose-colored-coolaid wrote: If it takes another $1T to ensure that our system unwinds in a relatively orderly crash as opposed to a sudden and violent crash, that is absolutely money well spent. As much as I want the price of my future house to c…
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I agree with sniglet that mortgate interest rates should fall quite a bit. Banks are getting loads of taxpayer money at super low rates (close to zero). But they're afraid to lend out for mortgages, because house prices are falling. What few loans t…
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The Tim wrote: Also interesting, I was walking through there today and noticed a little sign in the window of the sales office that said: Now Renting! 2 & 3 Bedrooms from $1,630 a month!! Pre-Lease Your New Home Today! -> Spacious Floo…
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My thinking is that prices for the few houses that are selling on the Eastside (at least) are generally at least 10% higher than realistic market prices (the prices at which the whole market would be brisk), so a rally this year is unlikely. That 10…
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I'll keep your predictions in mind. I doubt it on houses, but who knows? I say Seattle-area houses see no significant rally all year.
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Highly likely he just priced it right or lower, more than anything else. Good thing he has 2 offers, in case the price was too low. Justin, I suggest your side carefully play those offers against each other. Good luck.
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What year?