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Author: The Tim

Tim Ellis is the founder of Seattle Bubble. His background in engineering and computer / internet technology, a fondness of data-based analysis of problems, and an addiction to spreadsheets all influence his perspective on the Seattle-area real estate market. Tim also hosts the weekly improv comedy sci-fi podcast Dispatches from the Multiverse.

Reader Story: Renting Gave me the Freedom to Buy Today

Posted on October 13, 2011 by The Tim

I received the following in an email from a reader: I’m writing to thank you for your tireless work keeping my wife and I informed and entertained about the Seattle housing market. I specifically remember asking my real-estate agent friend in 2007 if she thought there were legitimate concerns about the housing market and her…

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Running the Numbers on the Flat Homeowner Deduction

Posted on October 12, 2011October 22, 2011 by The Tim

[Read Part 1: Proposal: Replace the Mortgage Interest Deduction with a Flat Homeowner Deduction] In the comments on the proposal I made yesterday, Doug asked a reasonable question: Have you figured out what the deduction would be if you did this, and made it deficit neutral? That would be an interesting exercise. Good question. Let’s…

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Mid-Week Open Thread (2011-10-12)

Posted on October 12, 2011October 9, 2011 by The Tim

Here is your open thread for the mid-week on October 12th, 2011. You may post random links and off-topic discussions here. Also, if you have an idea or a topic you’d like to see covered in an article, please make it known. Be sure to also check out the forums, and get your word in…

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Proposal: Replace the Mortgage Interest Deduction with a Flat Homeowner Deduction

Posted on October 11, 2011October 22, 2011 by The Tim

In our discussion on Sunday’s poll about whether government policy should be steering people into homebuying, I had an interesting idea that I thought was worth sharing with the whole class. The Problem There are numerous problems with the methods the government has used and is using to promote homebuying. One-time homebuyer tax credits just…

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September Stats Preview: Better Late than Never Edition

Posted on October 10, 2011 by The Tim

All righty, it may be ten days into Ocotober already, but that’s not going to stop me from posting our regular stats “preview,” because I just like to see the data presented in the simple bar chart format of this series. Most of the charts below are based on broad county-wide data that is available…

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