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Author: The Tim

Tim Ellis is the founder of Seattle Bubble. His background in engineering and computer / internet technology, a fondness of data-based analysis of problems, and an addiction to spreadsheets all influence his perspective on the Seattle-area real estate market. Tim also hosts the weekly improv comedy sci-fi podcast Dispatches from the Multiverse.

Poll: Is it the government’s job to incentivize home ownership?

Posted on July 5, 2009July 11, 2009 by The Tim

Please vote in this poll using the sidebar. This poll will be active and displayed on the sidebar through 07.11.2009.

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Weekend Open Thread (2009-07-03)

Posted on July 3, 2009July 3, 2009 by The Tim

Here is your open thread for the Independence Day weekend beginning Friday July 3rd, 2009. You may post random links and off-topic discussions here. Also, if you have an idea or a topic you’d like to see covered in an article, please make it known. Be sure to also check out the forums, and get…

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125% Refinance: Pricing You IN for a Decade or More

Posted on July 2, 2009July 2, 2009 by The Tim

Astute readers have no doubt have learned by now of yesterday’s announcement by HUD Secretary Shaun Donovan that the federal government’s “Making Home Affordable” plan will now allow mortgages owned or guaranteed by Fannie Mae and Freddie Mac to be refinanced with loan-to-value ratios of up to 125%. I won’t go into all the details…

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Case-Shiller Tiers: Middle Tier Flattens, Low & High Tick Up

Posted on July 1, 2009June 30, 2009 by The Tim

Let’s check out the three price tiers for the Seattle area, as measured by Case-Shiller. Remember, Case-Shiller’s “Seattle” data is based on single-family home repeat sales in King, Pierce, and Snohomish counties. Note that the tiers are determined by sale volume. In other words, 1/3 of all sales fall into each tier. For more details…

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Mid-Week Open Thread (2009-07-01)

Posted on July 1, 2009July 8, 2009 by The Tim

Here is your open thread for the mid-week on July 1st, 2009. You may post random links and off-topic discussions here. Also, if you have an idea or a topic you’d like to see covered in an article, please make it known. Be sure to also check out the forums, and get your word in…

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