S-Crow
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Ira said: "but there were a ton of real estate agents who bought houses at the top of the bubble, and a ton of real estate agents who have short sold their homes and/or been foreclosed on. They drank the Kool-Aid and continue to." Don't forget so…
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Yep. They are. Again.
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Idiots investing now? I wouldn't go that far. There are some people who are making a healthy sum right now.
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1) Patience (which you already have established) 2) Prepare (get a more pinpoint financial snapshot of lending programs/qualifying standards for your buying power) 3) Flexible (ie, zero in on your zip code or area of choice, but be prepared to b…
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A short sale may not absolve the debt owed. It is strictly on a case by case basis. In reality, how are lenders going to enforce paying what is owed by people that are bankrupt by most accounting standards, unemployed, or have little assets. Th…
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I will. I've never run Vista so I wasn't sure if this is something to look forward to. I don't think it is a hardware issue, but just guessing.
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TJ- As if there is not an endless supply of automobiles for sale on a given....oh second of every day. I must be getting older and more mellow because in years past I normally wouldn't let snarky remarks from a salesperson trying to build a sen…
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Cash for Clunker update: Some Subaru and Hyundai dealers from Burlington to Olympia are placing 2nd stickers and today I actually made an offer on a Sonata that was exactly invoice before rebates and it was rejected by ....exactly the rebate amo…
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TJ- I inquired about that program as well. If anyone does have a car that qualifies, be certain that you start your negotiations at invoice price working towards a lower price in your favor. I visited a couple dealers over the weekend in betwe…
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Wanderer, Thanks for sharing. Good stuff. There is quite an inventory of boats for sale. I made on offer (or two) on a couple PWC's recently and one person was not happy with my offer and told me so. Even said "you will not find a better dea…
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People continue to say these local banks did not do subprime. OK that's true. But what I continually don't understand is how the local banks credit officers and other VP's had no clue about what type of lending was buying up their builder-develope…
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Angie, What immediately comes to my mind about families and single people living in either too small or too large a home are my experiences where I grew up on Capitol Hill. Some of the homes near the St. Joes and Holy Names Academy schools bord…
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It is critical though to keep in mind about a purchase: you are not receiving a "discount" by paying "less" than what it sold for a year or two or three ago, you are paying what it is worth in today's market. You (consumer) ARE the market. Period…
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I think it would be a great time to start snooping around when you can make the time. I can say with confidence that Sno Co. has seen some substantial pull back in prices (depending upon area/neighborhood) so you may find that you will be looking …
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From their press release on the Frontier Bank website: "As a result, the bank increased its reserves for future loan losses significantly to a total of over $112 million at the end of 2008. Frontier did not originate any sub-prime mortgage loans…
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If not mistaken, I also believe Horizon Bank was also given a C & D a few weeks ago.
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We are not at the bottom. And if we were the bottom, my gut is that it will last a few years, maybe longer than anyone prefers. David L.... I don't think it was a publicity stunt for Ardell. But it certainly is a different tone and I think t…
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How this could have appraised for $1.4 is beyond me. Very very suspicious. Records search reveals not so surprising data.
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Heads are rolling at Frontier Financial. It's unfortunate, but there are numerous builders financed by Frontier that are struggling. Not a healthy scene.
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I discussed this story over at Rain City Guide in my post. Interesting comments on the ethical problems associated within the industry.
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Sniglet says, "Again, I don't think the next big war will be caused by devious plots, but rather by the simple fact that nations under tremendous economic and social stress are far more prone to lash out at one another." Yes, this is what I think…
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Shopping at BECU or other credit unions can be fruitful (rates & fess), but you will need to understand that there ARE clear advantages of going with an established broker/correspondant for the reasons you mentioned. Working with an establish…
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I couldn't blame anyone for moving their business if there is a difference of "only" $300. Doesn't matter if it is shopping our escrow office for fees or a Loan Officer's GFE or shopping for a car. The difference between the way I operate our s…
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Lax, Good luck with the search this summer. Brokers should be very eager to obtain your business. Nothing boring about your situation at all. Lots of former brokers out there doing other things for a job. Lots. Take my word for it, sterlin…
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Big Mike, Please e-mail me. I've got a couple questions that may or may not be helpful to you. tim @ legacyescrow.net
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I wonder if any of that mortgage fraud occured in our region?
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Big Mike, I hear you. Trying to help throw out some ideas. Are they looking to purchase in another area? If so, why? (I'm not understanding this). Were the family member's health an issue when the remodeling expenses were taking place? Jus…
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Big Mike, I empathize. Really do. Don't know all details but from what I gather in this brief thread, and knowing what I know being that our escrow office closes transactions for a living, I sense that it would be VERY difficult to qualify to p…
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Big Mike, This may have been already covered, but to purchase another home in another state requires funds. If your family member is truly broke, consider renting in the other locale and renting their existing home here in our area. I don't kno…
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REIC version of Psych-ops. Perhaps we'll see leaflets soon.