biliruben
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- biliruben
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radycardia wrote: Looking for 3bd/2ba (could be 1.5 ba) garage, awesome if it had a 2 gar garage within 15 minutes from UW medical center would love a yard walkability is great safe area don't care about schools don't care about public …
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Or perhaps an investor bought?
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No book that I know of, but I have lived here for 14 years, the last 6 with a strong eye to evaluating neighborhoods, particularly North-end, as I looked for my first and second house. If you give me an idea of what's important to you, I can give…
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I was wondering about the insurance thing too! Dep brings up a good point, specific to you: you have no idea what any of the neighborhoods are truly like. Sure, Greenlake is nice, but there are dozens of neighborhoods that I would consider nice …
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Rent. I just bought, but with a 20-30 year timeline. Rent. Look at North Fremont, Phinney Ridge, Greenlake, Ravenna, Wedgewood, Bryant, Greenlake, Viewridge, Wallingford, Greenwood, Maple Leaf, Meadowbrook. You can find something much nicer …
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Sloped yard/driveway - Depends on what you want to do with it. With a kid and a dog, a flat expanse of grass was important. Without it, I wouldn't care too much. In Seattle, you have to be a bit careful about slopes. Steep slopes are often cl…
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I think that's right.
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Our experience shopping for a house in-city in this price range over the last year: A year ago, we were preparing on offer in this range on a house that had been on the market a year, only to have buyer make an offer, which was accepted, at exact…
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I think you'll find this bit of unpleasant truth unwelcome to the hoard of neo-classicists and Austrian-schoolers who shamble about these parts.
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The problem, as an individual looking to buy, is that you are competing with a vast number of "professionals" who got in the biz over the last 10 years during the run-up. Their strategies for making "easy money" have dried up, and they are consta…
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"Maybe all the laid off Washington people are moving to Oregon so they don't have to pay sales tax." My ma is planning to do the opposite. The 9% income tax is taking a bite out of her retirement.
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United Van Lines reports Washington exodus (among other places). We ring in at 53.4% outbound trips. Interestingly, Oregon is at nearly 60% inbound. Usually I see Washington and Oregon trending in the same direction. Maybe there is a large v…
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What is that syndrome called where the most clueless people are the least likely to identify their own blazingly obvious failings?
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I shouldn't kick people when they're down because I believe they are now bankrupt, but those "Live Historic" adds on NPR were like fingernails on a blackboard. That and Forte Condos in Pinehurst: Forte Life - A Vivid Life. By Any Measure. Y…
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Damn straight. He should have gotten busy and colonized Alpha Centuri. Duh.
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You appear to have little knowledge of probability. Often bad things happen that are nobody's fault at all. You would be a personal injury lawyer's wet-dream on a jury.
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Definition of Personal Savings Rate: Savings as a percentage of the population's average disposable income. Definition of Savings: Portion of disposable income not spent on consumption of consumer goods but accumulated or invested directl…
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<0%, 0-5%, 5-10%, 10-25%, 25-50%, >50%
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I would, except then I would have to buy a new car. And talk to a car salesman. And pay for it. I had two sweet clunkers I would have loved to have used, but gave them away. I like my 95 pick-up too much to get rid of.
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I'm guessing also by this definition, your savings rate is actually up in the high 80s. Absurdly conservative for anyone other than a monk, in my personal opinion! Especially for someone who already owns a house. I think it's time you buy yours…
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Ah. I gotcha now, David. Yes. At least nationally, the savings rate (as defined as the % of disposable income, not gross) is increasing: http://www.bea.gov/newsreleases/national/pi/pinewsrelease.htm The bubble-heads here are probably mo…
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The dollar is collapsing? Talking to some older folks, I've been quite surprised as to how generous some of the pension plans are. Given that it is beyond rare for someone of my generation to have any pension at all, coupled with the under-fun…
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Well if you just wanted to brag that you make a lot of money, why didn't you just say so. Jeez. It's not hard to live below your means when your means are high, and you are lucky enough not to have to pay what others consider mandatory costs of …
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I consider myself pretty frugal myself, but ringing in: 22% for housing 28% Taxes 8% Daycare I'd have to be -3% frugal for retirement, food, clothing, utilities and entertainment to hit 45% savings the way you define it. Maybe you own a …
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Is that 45% including or excluding retirement accounts? If it's excluding, I can only deduce you either make 200K a year, or you force your family to subsist on Top-Ramen and vacation at Hanford.
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What is this "savings" you speak of? Like a passbook account or something; right out of 1971? I haven't had savings since I was a little kid with a piggie bank. I'm just not sure where to the draw the line and what your denominator is. Net…
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Have you seen New Jack City? Are you your brother's keeper?
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What is up with Georgia! Troubled-bank central.
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Hose. Park bench, painted over graffiti. Toss in a sleeping bag and an umbrella, and it's a bargain in order to own your own little piece of the NW.
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I've seen obvious errors highlighted in other region's MLS data. We already know what their economists are like. I think we can guess what passes for a statistician to the Realtors. Reminds me of a comment I heard about one the dozens of the …