twistjusty
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I didn't understand the popularity of Subaru here -- I read that Volvos are safer and sturdy; hybrids reduce gas consumption; SUVs abound because 95% of the population apparently heads for the mountains, but the Subarus didn't seem to have a Seattle…
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Or, you could upgrade, a little, and keep your original loan term (another few years). That's not nearly as sexy and cool! I think that's what's happening to the people who refinanced at 5% fixed... nothing else other than a short-term teaser…
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rose-colored-cool-aid, thanks so much for treating my question with dignity and thoughtfulness. This is just the people I know, but it seems like the majority of 'move-up' buyers are families in the 35-55 demographic. Some of them have gotten ne…
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I've been following the bubble blogs for a year. What I'm asking here will seem dense, but I really want to know: How are MOST people getting the $$$$ to upgrade from their 1st house to their next? I know about the first-time buyers who are pu…
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Where I live and work (Puget Sound area), some people usually ride, not drive, a scooter or a motorcycle.
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Why not go to Rhonda's own site and participate in the interest rate topic chatter there?
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Gee, a hotmail.com account is always an assurance of integrity and quality, isn't it? I can't trust any "finance professional" who cannot spell "principal" properly. This sounds shady.
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What does everyone think about the inflation statistics that we are being fed by the gov't? "It's the bunk I tell you, the bunk!" I learned of the stealth inflation from the pricedoutforever.com rent/own benefit calculator that inflation a…
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I'd say there is a good chance they will see the sort of substandard returns that most funds do Spoken too late. The Vanguard REIT fund VGSIX I bought in 2003 is the only mutual fund in my portfolio that's sinking in value right now.
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I see some listings that talk about buyer bonus. Why do not they reduce the price instead? Commission! Also, keeping the price high helps inflate median value of sales in statistical reports.
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She probably took out a HELOC so she could have a downpayment for the property she's buying. Not unheard of for "longterm" owners to do that.
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Great calculator, really useful. Sounds like 7 percent is relatively high. From what year to what year? Seven per cent is relatively high considering the appreciation of houses since 1890, true, but not high considering the appreciation of pr…
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for the month of April, 2001 - 2007 Notice of Trustee Sale Documents filed at King County Records and Elections Department, Records Division 2001: 222 2002: 366 2003: 374 2004: 349 2005: 289 2006: 233 2007: 320
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I haven't read a response from the local housing bulls about this thread, and I'd like to. That is, I would like to know what their ideas are of signs of a falling market, if the indicators listed in the OP aren't convincing. They have to be able to…
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I doubt any immigrants who just moved here has the credit/saving to buy $600k USD house, especially if they are from China. Apparently you've not paid attention to Vancouver, BC's 1985-1999 large influx of Hong Kong investor/emigres. Are you…
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I think Microsoft, as an immigrant's first view of America, grossly distorts the wider reality. When I first moved to the US, and started at MS, I was astounded to see CNBC playing from suspended monitors not just at MS lobbies, but at dotcom foy…
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Zillow does give a price range! I admit I had to laugh :oops: when a former coworker's house in Magnolia, which he paid $1.1 million for (helps to have a rich wife!) was Zillowed at $770,000! And I laugh just as hard when Zillow overvalues my hom…
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Now I'm curious what bubble believers drive: imports? hybrids? best value vehicles (as defined by Consumer Reports, Intellichoice, etc...)? Do you use the similar reasoning when you buy a car as when you buy a house? No. I bought a ca…
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The Seattle Freeze thaws, I have noticed, if I am sharing public transportation (bus, train) with someone who finds my choice of reading material curious and commentworthy, and vice versa. I love that about Seattle .
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I hope this is posturing, like security screenings at airports are postures. No one's bailing out ignorant Americans for the bad electoral choices they made over the past eight years, only class action suits made a minuscule remuneration attempt …
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I'm wondering about the financials of people buying into King County properties. If they're selling at a steady clip around Microsoft, and not so much around Mill Creek, maybe rich or equity-rich techies have dumped their SD or SF or Bawstawn houses…
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Alan, I did enjoy the statistics: thank you for sharing. I wonder now if the # of N served /mo for the rest of 2007 will remain over 300, or if they'll be over 400 (386 is pushing it!). However, I read your post and I didn't see exactly what regi…
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I've calculated the Compound Annual Growth Rate on my house based on the price I bought it for, and where I think it's currently worth (adding the difference between original appraisal and original price). That CAGR, in Seattle Bubble land, is 7%…
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How about you? How and when did you hear about the bubble? Andrew Tobias wrote of it in 2002, but he was observing the Miami and NY markets. I quote from a June 6, 2002 newsletter he quoted back then: From coast to coast, the American re…