Alan

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Alan
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  • I would guess that a rental with six unrelated tenants on individual leases would result in higher maintenance costs than normal. On the plus side, you might be able to reduce your variance in tenant occupancy. The place will never be completely …
    in Gem? Comment by Alan July 2008
  • By Douglas Adams: The longest and most destructive party ever held is now into its fourth generation, and still no one shows any signs of leaving. Somebody did once look at his watch, but that was eleven years ago, and there has been no follow-up.…
  • Interesting. When it drops below $320k I may be interested. No, I am not kidding. I'll buy it first for $325k. So there.
  • At first I thought it was a song. Then I decided that it is manipulation by the superhuman AI that is engineering this economic collapse. Also, I think RobRoy is the AI too. We were making too much progress fighting the collapse so he stepped …
  • Maybe it is a reverse tax credit. You get the money when you buy the house but you have to pay it back when you file your Federal return.
  • What I think we have here, is that we have people that don't WANT to believe that global warming is real And then there are those of us who really, really liked the movie Waterworld and are doing everything in our power to make it a reality. …
  • It is hard to know what the full story is. Maybe the wife was manic-depressive. During her manic phase she might have taken out a HELOC or 2nd mortgage and gone on a huge shopping spree. Her husband went along happily paying the frist mortgage. W…
  • That is sad. She left a note for her family saying they should "take the [life] insurance money and pay for the house," O'Berg said. Life insurance generally doesn't pay for suicide. Joe Whitney, who works with her husband, said that …
  • This story describes what is really going on with the markets today: http://www.ssec.wisc.edu/~billh/g/mcnrsts.html
  • My mom used to have a greeting card on the fridge that described the difference between NYC and LA. The LA person is saying "Have a nice day" with a thought bubble that says "Drop dead." The NYC person has the bubbles reveresed.
    in Seattle Freeze Comment by Alan July 2008
  • This one is back! Is this the bottom? http://www.redfin.com/WA/Seattle/12611- ... ome/190169 12611 16th Ave S Seattle, WA 98168 1630 sqft Asking $201,900 Sold 10/2007 for around $250k. That house does like it has sunk below ground. …
  • Is Ben talking into some sort of reflective bubble?
  • Inflation and deflation have hard definitions, right? Observation and measurement should lead one to clearly determine whether the economy is under deflationary or inflationary (or neither) influences. Why is there a debate? Observations have…
  • Pipes. It's all pipes. And dumptrucks.
  • My challenge is what evidence would prove ID? Perhaps a message from God encoded into the DNA of Earth's lifeforms? Although that wouldn't necessarily be proof that God designed us. Does ID account for the possibility that we were desig…
  • Oh, man. I really want to hear how an atheist converted to religion. Most of the atheists I've know have been pretty dogmatic about the non-existence of God. I would even say that they are have more confidence in the non-existence of God than most b…
  • Crucifiction, That fits my model of a bubble. The longer an observation of a system remains constant the more confident you get that your observation reflects the true state of the system. Consider the real estate market as a system with sa…
  • It is conceivable that we will see 5-6% annual drops until 2012. So maybe he waits a year and loses another 5%. Would that be so bad?
  • What I find interesting about ID and Science Creationism is that they attempt to incorporate God into natures physical laws. My own personal view is that God transcends nature in ways we are incapable of understanding. He (she? it?) does not need to…
  • "How" wasn't the best word. By "how" I meant "in what manner". Falling bodies follow a predictable trajectory. That doesn't say anything about why gravity operates the way it does. God could have created the universe "whole cloth" with photons th…
  • There are theories that try to explain why something happens and theories that try to explain how something behaves. The "theory of gravity" is predicts how a particular object will behave in the future. But it doesn't attempt to explain the mechani…
  • Say this: "Target sold me a defective product. If you won't accept it as a return, what are you going to do to make this right." Write down the names of the people you interact with. Make sure they see you do this. If you don't get a satisfact…
  • Prove to me that gravity isn't caused by the hand of God operating in a way that agrees with the theory of relativity. We have no experimental evidence for the cause of gravitational attraction so it must be God acting directly in the world.
  • For example, if it cost you $200 per year to let the homeless starve, but only $100 in taxes per year to help them, would you still let them starve? Let's change that question a little bit. Say it cost me $200/year to let N homeless people st…
  • Entropy calculation based on percent of total consumption would probably be better than average, mean or minimum.
  • Buyers are not some organized in some sort of cartel plotting together to get housing prices below the maximum point that are willing to spend. The call for sellers to stick it to the buyers is a rallying cry to create a cartel of sellers to figh…
  • I don't think it is unlikely that a house like in that location this might sell for $375k. http://www.redfin.com/WA/Bellevue/442-1 ... ome/510757 442 109 Ave SE Bellevue, WA 98004
  • I think prices were around 30% over valued. I'm expecting to see them correct to 50% of their peak (adjusted for inflation). I seem to be closer to the extreme end of the price drop expectation (and I don't have a high confidence in my expectation).…
  • I didn't get a credit card in college (even though they were handing them out like popcorn). When I started working I didn't have a credit history and couldn't get a credit card when I finally wanted one. I was told to get the $300 secured card too.…
    in Credit Comment by Alan June 2008