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Author: S-Crow

"S-Crow" (Tim Kane) is co-owner (with spouse Lynlee, LPO-Designated escrow Officer) of Legacy Escrow Service, Inc., an authentic independent escrow firm closing residential purchase/sale and refinance transactions.

Today: Fed announces $750 Billion to purchase Freddie & Fannie MBS.

Posted on March 18, 2009 by S-Crow

Opinion: Today the Fed announced a significant plan to purchase an additional $750 Billion in mortgage backed securities from agencies Freddie Mac and Fannie Mae. The proposal is hopeful in that it will stimulate the housing market and refinance business by producing exceptional mortgage rates lower than where they are today. Will this impact the…

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How-To: Challenge Your Property Taxes

Posted on February 4, 2009February 4, 2009 by S-Crow

It’s been tough to post here and at Rain City Guide because of work and family obligations, but here is some helpful information about petitioning to reduce your property taxes: In escrow, now is the time we start seeing some (not all) 2009 property tax assessments show up in title reports when working on transactions.  …

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30 yr fixed around 5%

Posted on November 25, 2008 by S-Crow

Our resources tell us phones are ringing off the hook.  I’m hearing rates for purchases and refi’s are anywhere from 5.25% to 5.125% at par. Earlier this year, I sent out an APB for people who are waiting for super rates.  Here they are again.  Let me know off-line if you would like a reference…

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Seattle Bubble: Hindering the Market?

Posted on November 10, 2008 by S-Crow

Seattle Bubble scaring away buyers, sellers and refinance consumers? I’m really not convinced Marlow Harris of Coldwell Banker Bain feels that Seattle Bubble is all about fear mongering and scaring the public away from buying a home.  I know she mentioned it, but I don’t believe it.   Marlow and many other agents and loan officers…

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Sign of the times

Posted on October 22, 2008October 22, 2008 by S-Crow

On my way home from coaching my soccer team yesterday evening I drove by a local credit union whose parking lot seems to be filling up not with customers per se, but with car repo’s.  If you didn’t know better, it would look like a used car dealership.  I’ve kept an eye on the lot…

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