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Will Local Incomes Climb or Fall in the Coming Years?

Posted on September 24, 2012September 24, 2012 by The Tim

A few of you took issue with the assertion I made in Thursday’s post: Eventually [mortgage interest rates] will go up, but it will probably be a gradual climb, and by the time they get to 6%, incomes will also be higher. Here are a few examples of your criticisms. From Pegasus: Putting your faith…

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Poll: If I had to choose just one, I’d want a home…

Posted on September 23, 2012September 30, 2012 by The Tim

This poll was active 09.23.2012 through 09.29.2012

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Weekly Twitter Digest (Link Roundup) for 2012-09-22

Posted on September 22, 2012 by The Tim

"Auburn tries to 'shame' lenders into maintaining homes" http://t.co/6LYc0YUG via @RealEstatePI # "Real-estate rebound adding to city coffers" http://t.co/iqO3BRAw via @SeattleTimes # Powered by Twitter Tools

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King County “Affordable” Home Price 21% Higher than Current Median Price Thanks to Low Rates

Posted on September 21, 2012September 21, 2012 by The Tim

Since we looked at the affordability index yesterday, Let’s have an updated look at the “affordable home” price chart. In this graph I flip the variables in the affordability index calculation around to other sides of the equation to calculate what price home the median household income could afford to buy at today’s mortgage rates…

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How Would 6% Mortage Rates Affect Affordability?

Posted on September 20, 2012 by The Tim

In the comments on yesterday’s post, reader “Topdog” posed the following question: So the Fed stops playing funny money, lets interest float to market rate. Lets say a reasonable 3% premium plus the 3% inflation premium which puts high quality new mortgages at about 6%. How does that affect buyer affordability? That’s a question we…

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